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Research-driven financial planning · Mumbai

Growing Wealth,
Building Futures

Mumbai-based financial research & wealth planning practice. Disciplined, research-driven insights in Indian equities — helping you make smarter investment decisions.

10+
Yrs Experience
5+
Yrs Research
Est.
2016
Mumbai
Based
Why P&J Wealth
10+
Years Experience
Est. 2016
Mumbai Practice
Wealth Planning
Goal-based financial roadmap
Active
SIP Guidance
Systematic Investment Planning
Popular
Lumpsum Planning
One-time investment guidance
Focused
Goal Planning
Retirement · Education
Holistic
Schedule a Free Consultation
Our Services

Tailored Investment
Solutions for Every Goal

From systematic wealth planning to goal-based financial guidance — educational insights for every stage of your financial journey.

Wealth Planning Guidance

Personalised financial planning consultation. Understand your goals, risk profile, and build a roadmap for long-term wealth creation in Indian equities.

Consultation Available

SIP Planning Guidance

Build wealth systematically through disciplined SIP planning. Learn how to select and structure monthly investments aligned to your financial goals.

Most Popular

Lumpsum Planning

Guidance on deploying your capital strategically. Research-backed insights to help you identify the right time, sectors, and allocation for one-time investments.

Research-Backed

Family Wealth Planning

Holistic wealth strategy for families — goal-based investing, tax efficiency, and long-term wealth transfer to protect multi-generational wealth.

Comprehensive

Financial Goal Planning

From retirement to children's education and real estate — structured planning to reach your specific milestones with clarity and discipline.

Goal-Based

Equity Research Education

Learn Jatin's research framework for evaluating Indian equities. Understand fundamental analysis, sector trends, and how to build a conviction-based watchlist.

Educational
Our Story

Built on Conviction,
Driven by Research

P&J Wealth Management was founded on a simple belief: every investor deserves disciplined, research-driven guidance without the complexity of large institutional structures.

What started as a personal investment journey in 2016 has grown into a focused wealth planning practice in Mumbai — built on deep equity research, financial education, and trust.

2016
Personal Journey Begins
Started investing personally, building deep expertise in Indian equities across market cycles.
2021
Practice Established
P&J Wealth formally established. Financial planning consultations and research-first guidance launched.
Today
Growing Practice
Deepening research capabilities. SEBI registration in progress to expand services.
Our Team

A lean, expert team with deep market conviction and zero conflicts of interest.

JK
Jatin Kacha
Co-Founder & Financial Research Lead
B.E. graduate with 10+ years of personal experience in Indian equity markets. Passionate about research-driven investing and helping individuals understand financial markets.
Indian Equities Financial Research 10+ Yrs Exp
PP
Priyanka Padhariya
Co-Founder & Research Analyst
Research Analyst with 5 years of equity research and portfolio analysis. Focuses on company account evaluation and investment research to support financial planning guidance.
Research Analyst Account Analysis 5 Yrs Exp
Track Record

Consistent, Proven
Performance

Built on disciplined research, not market speculation.

10+
Years in Markets
Personal investing since 2016
5+
Years of Research
Equity research & analysis
Mumbai
Based Practice
Serving clients across the city
Personal Portfolio — Approximate Annual Returns (Illustrative, Not Advisory)
2021
~18%
2022
~14%
2023
~22%
2024
~26%
Disclaimer: The above figures represent Jatin's personal investment portfolio returns for illustrative purposes only. These are not client returns, not audited, and should not be construed as a guarantee or promise of future performance. Investments in securities markets are subject to market risks. Past performance is not indicative of future returns. P&J Wealth Management is not a SEBI-registered Portfolio Manager or Investment Advisor. We do not manage client funds. Please consult a SEBI-registered professional before making any investment decisions.
Why Choose Us

The P&J Difference

A focused, founder-led practice with a personal stake in your success and zero conflicts of interest.

01

Founder-Led, Skin in the Game

Jatin invests his own capital using the same research framework he shares. Real conviction, not just theory.

02

Research-First Philosophy

Every insight is backed by rigorous fundamental analysis — not market noise, tips, or momentum chasing.

03

Education & Planning Focused

We believe informed investors make better decisions. Our guidance is designed to build your financial knowledge alongside your wealth.

04

Complete Transparency

Regular market insights, open communication, and honest conversations about market conditions. No surprises.

05

10+ Year Personal Track Record

A decade of personal investing across multiple market cycles — experience that informs every conversation and recommendation.

06

Direct, Personal Access

You speak directly with Jatin and Priyanka — not a junior associate. The senior attention your financial future deserves.

Client Stories

What Our Investors Say

★★★★★

"P&J Wealth has transformed how I think about investing. The research-driven approach and clear explanations have helped me understand markets much better. Jatin's transparent style sets them apart."

RS
Rajesh Sharma
Business Owner, Mumbai
★★★★★

"Started my financial planning journey with P&J two years ago. The research reports and market insights Priyanka shares every quarter have genuinely improved my investment decision-making. Highly recommend."

AJ
Anjali Joshi
IT Professional, Malad
★★★★★

"What I appreciate most is Jatin's depth of research and willingness to explain the reasoning behind every market view. That clarity gave me confidence to make my own informed investment decisions."

VM
Vivek Mehta
Entrepreneur, Andheri
Get In Touch

Ready to Take Control
of Your Financial Future?

Schedule a free consultation with Jatin to discuss your financial goals and get research-driven guidance for smarter investing.

Phone
+91 8779325522
Email
[email protected]
Office
704-B Vaishno Heights, Malad East, Mumbai 400097
GST Registered
Est. 2016
Mumbai Based

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